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There’s Miami Beach, and then there’s North Miami Beach. Though separate municipalities, these cities make up the core of Florida’s largest urban area. They’re also part of one of America’s biggest tourist destinations. As such, the area offers multiple opportunities.

Still, all North Miami Beach residents must protect the important things in their lives, namely their homes and automobiles. Carrying insurance on both assets will prove critical. But how can you do so effectively and affordably? With the help of Estrella Insurance, you can put that question to rest.

Call us at (888) 511-7722 or request an online quote, right now!

Auto Insurance For All Florida Drivers

North Miami Beach sees its fair share of tourist traffic on top of local drivers. Not only that, several major roadways pass through or near the area. Everyone is going to face driving risks behind the wheel. The unique risks of North Miami Beach roads only reinforce how important it is for you to carry car insurance. Your insurance can pay for damage you or others might sustain following mishaps.

You need this coverage. It’s critical protection for some of the most frightening setbacks you can experience. Still, your car, your driving risks and your finances are different from almost anyone else’s. Therefore, your car insurance should address those characteristics very specifically. One of our agents can help you enroll in a policy that contains:

  • Collision Coverage: If you damage your car in a wreck, this coverage can to pay for repairs.
  • Comprehensive Coverage: Car damage resulting from incidents other than accidents, such as weather or vandalism, can be covered under this policy element.
  • Liability Insurance: This coverage helps you pay for losses to another person’s vehicle or property if you cause the damage. Florida law requires all drivers to carry at least $10,000 property damage liability coverage, to pay for losses to others’ belongings. In addition, you might need to carry bodily injury liability coverage in case you injure another party.
  • Personal Injury Protection (PIP): This coverage, which is also required by Florida law, pays for your injuries, or the injuries of passengers, regardless of who causes the accident. You must carry at least $10,000 in coverage.
  • Uninsured/Underinsured Protection: If another driver causes an accident, but lacks adequate liability coverage, you might still need coverage to pay for your losses. This coverage can pay for your expenses without penalizing you for fault in the accident.

Your car is expensive. Therefore, it’s critical to get targeted coverage for its value and your own personal needs. We’ll help you set policy limits that provide thorough coverage. Still, the coverage you select will remain friendly to your checkbook.

Homeowners Insurance And Property Coverage

Everyone needs a place to call home. But your home will be more secure if it has ample financial protection. Estrella Insurance can provide homeowners insurance policies for North Miami Beach residences of every shape and size. We’ll make sure the property coverage you choose includes adequate financial cushion.

  • Structure Coverage: This coverage pays for damage to the home from unpreventable incidents, such as storms or fires. This protection can extend to the house and other buildings on the property.
  • Possessions Insurance: This coverage handles losses to your personal belongings.
  • Liability Coverage: If someone gets hurt on your property, or if you damage an item belonging to them, this coverage can pay towards their losses.
  • Expenses Protection: Home damage might force you to move out during repairs. This coverage can help you pay living expenses during this time.

Setting up your coverage means taking a close look at the value of your property and possessions. We’ll help you expand and increase your policy limits to cover even your most specialized belongings.

Get Started With Us Now!

With decades of experience in the insurance industry, coupled with an established presence in North Miami Beach, Estrella Insurance is your source for car, home and other lines of insurance that cover your most precious belongings. Your security is our priority, so don’t wait to get covered. Call us at (888) 511-7722, or get started online right now.

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